Lydra Finance vs Money Actually

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Lydra Finance compared with Money Actually
Detail	Lydra Finance	Money Actually
What it does	AI-powered income and expense tracker that automatically categorizes transactions from photos, PDFs, voice notes, or text	Budget, net worth, and profit tracking from your real accounts
Stage	Not given	Not given
Founded	Not given	Not given
Based in	CA	US
Pricing model	Freemium	Free trial
Pricing	Free plan: $0 forever with manual transaction entry, full history, 166+ currencies, unlimited AI scanning, and basic features. Pro plan: available at a discounted rate with code LAUNCH20 for 20% off, includes everything in Free plus batch AI scan, duplicate detection, historical data import, 7+ char	7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
Key features	AI-powered receipt scanning from photos with 99% OCR accuracy Voice input for logging expenses Automatic transaction categorization with subscription flagging Support for 166+ currencies with real-time exchange rates 7+ chart types for income and expense analysis AI assistant to query financial data in plain English One-click tax-ready Excel export Mobile app for iOS and Android PDF and text input for transactions Duplicate transaction detection	Connect up to 5 banks with every account at each Unlimited manual accounts, cars and properties Budgets with pace tracking for the month Transaction categories with rules that stick Automatically detect recurring charges Profit reports per car, rental or client ranked by earnings Break-even and monthly cost tracking for each asset Business-use percentage for mixed use vehicles Export data as CSV for tax preparation Two-factor sign-in and device management
What makes it different	No bank connection or payment data stored - you control all financial data Zero retention policy: all data permanently deleted when account is closed 4 different input methods (photo, voice, PDF, text) to log expenses however you prefer Built by independent team with no investors or hidden fees Financial data never sold or used for advertising	Shows real figures from actual accounts, not estimates or projections Profit tracking per car, rental or client that stays with your money accounts Read-only access prevents any money transfers Bank password never touches the servers Price locked for life as long as you stay subscribed
Community votes	0	0
DR (Domain Rating by Ahrefs)	21 no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	4	0
Citation Flow (Majestic)	16	0
Referring domains (Majestic)	37	0

6 details filled in for both companies.

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