Maali vs Money Actually
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Maali compared with Money Actually
| Detail | 
Maali | 
Money Actually |
|---|
| What it does | Private personal finance app that runs entirely on your computer
| Budget, net worth, and profit tracking from your real accounts
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| US
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| Pricing model | Free trial
| Free trial
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| Pricing | Free for 30 days, then $99 USD once (includes all future updates)
| 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
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| Key features | - Transaction import from bank statements (CSV) or SimpleFIN
- Automatic transaction categorization that learns from corrections
- Monthly spending analysis by category with cash flow
- Local AI analyst for insights and anomaly detection
- Works offline without internet connection
- Supports Mac (Apple Silicon M1+) and Windows 10 & 11
| - Connect up to 5 banks with every account at each
- Unlimited manual accounts, cars and properties
- Budgets with pace tracking for the month
- Transaction categories with rules that stick
- Automatically detect recurring charges
- Profit reports per car, rental or client ranked by earnings
- Break-even and monthly cost tracking for each asset
- Business-use percentage for mixed use vehicles
- Export data as CSV for tax preparation
- Two-factor sign-in and device management
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| What makes it different | - All data and AI analysis run locally on your computer with no cloud servers or tracking
- Works completely offline and requires no account or login
- One-time $99 purchase with all future updates included
- Automatic transaction categorization that learns from user corrections
- Optional SimpleFIN connection keeps bank credentials on SimpleFIN's servers, never with Maali
| - Shows real figures from actual accounts, not estimates or projections
- Profit tracking per car, rental or client that stays with your money accounts
- Read-only access prevents any money transfers
- Bank password never touches the servers
- Price locked for life as long as you stay subscribed
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 3 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 8 | 0 |
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| Citation Flow (Majestic) | 23 | 0 |
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| Referring domains (Majestic) | 26 | 0 |
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5 details filled in for both companies.
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