Money Actually vs Back to the Points
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Money Actually compared with Back to the Points
| Detail | 
Money Actually | 
Back to the Points |
|---|
| What it does | Budget, net worth, and profit tracking from your real accounts
| Track, value and redeem credit card rewards, airline miles and hotel points in one place
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| Stage | Not given
| MVP
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| Founded | Not given
| Not given
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| Based in | US
| IN
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| Pricing model | Free trial
| Free
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| Pricing | 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
| Free during early access
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| Key features | - Connect up to 5 banks with every account at each
- Unlimited manual accounts, cars and properties
- Budgets with pace tracking for the month
- Transaction categories with rules that stick
- Automatically detect recurring charges
- Profit reports per car, rental or client ranked by earnings
- Break-even and monthly cost tracking for each asset
- Business-use percentage for mixed use vehicles
- Export data as CSV for tax preparation
- Two-factor sign-in and device management
| - Connect multiple credit cards and loyalty programs securely without storing passwords
- Alerts before loyalty points and miles expire
- Best card recommendation based on which card earns most for a purchase
- Bank-grade encryption for secure connection
- Read-only access to loyalty data without storing card details
- Calculate point valuations based on real achievable redemptions across programs
- Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
- Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
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| What makes it different | - Shows real figures from actual accounts, not estimates or projections
- Profit tracking per car, rental or client that stays with your money accounts
- Read-only access prevents any money transfers
- Bank password never touches the servers
- Price locked for life as long as you stay subscribed
| - Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
- AI-powered recommendations on which card to use before you spend to earn maximum value
- Personalized comparison of redemption options to avoid wasting points on low-value exchanges
- AI wallet that understands your rewards and recommends what to do with them, not just tracking
- Shows exact point costs before booking flights, hotels and upgrades directly through the app
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ▲ +2 (up) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 0 |
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| Referring domains (Majestic) | 0 | 0 |
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6 details filled in for both companies.
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