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Money Actually vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Money Actually compared with Degroshi
DetailMoney Actually logo Money ActuallyDegroshi logo Degroshi
What it doesBudget, net worth, and profit tracking from your real accounts Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
StageNot given Established
FoundedNot given 2021
Based inUS UA
Pricing modelFree trial Not given
Pricing7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once. Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features
  • Connect up to 5 banks with every account at each
  • Unlimited manual accounts, cars and properties
  • Budgets with pace tracking for the month
  • Transaction categories with rules that stick
  • Automatically detect recurring charges
  • Profit reports per car, rental or client ranked by earnings
  • Break-even and monthly cost tracking for each asset
  • Business-use percentage for mixed use vehicles
  • Export data as CSV for tax preparation
  • Two-factor sign-in and device management
  • Consolidate bank accounts, cards, cash and crypto in one dashboard
  • Voice, text and receipt photo expense recording with Surikat AI
  • Budget tracking with spending pace alerts
  • Days Supply calculator on iPhone and Mac
  • Annual spending heat map and analytics
  • Shared spaces for families and couples
  • Support for 8 crypto exchanges and wallets
  • Multi-currency conversion to hryvnia
  • AES-256-GCM end-to-end encryption
What makes it different
  • Shows real figures from actual accounts, not estimates or projections
  • Profit tracking per car, rental or client that stays with your money accounts
  • Read-only access prevents any money transfers
  • Bank password never touches the servers
  • Price locked for life as long as you stay subscribed
  • Voice and photo receipt expense recording with AI categorization
  • Consolidated view of all money sources with single hryvnia conversion
  • Days Supply metric showing days until money runs out
  • End-to-end encryption with data stored only in EU
  • No data selling or AI model training on user information
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)00
Referring domains (Majestic)00

5 details filled in for both companies.

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