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Money Actually vs Freeboard

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Money Actually compared with Freeboard
DetailMoney Actually logo Money ActuallyFreeboard logo Freeboard
What it doesBudget, net worth, and profit tracking from your real accounts Cash flow app for freelancers: what you can spend today
StageNot given MVP
FoundedNot given Not given
Based inUS EE
Pricing modelFree trial Free trial
Pricing7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once. Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
Key features
  • Connect up to 5 banks with every account at each
  • Unlimited manual accounts, cars and properties
  • Budgets with pace tracking for the month
  • Transaction categories with rules that stick
  • Automatically detect recurring charges
  • Profit reports per car, rental or client ranked by earnings
  • Break-even and monthly cost tracking for each asset
  • Business-use percentage for mixed use vehicles
  • Export data as CSV for tax preparation
  • Two-factor sign-in and device management
  • Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
  • Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
  • Connect Stripe for subscription renewals and payout tracking
  • Import Fiverr earnings and forecast future payouts
  • Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
  • Integration with Claude and ChatGPT for spending questions
  • Multi-currency conversion using European Central Bank reference rates
What makes it different
  • Shows real figures from actual accounts, not estimates or projections
  • Profit tracking per car, rental or client that stays with your money accounts
  • Read-only access prevents any money transfers
  • Bank password never touches the servers
  • Price locked for life as long as you stay subscribed
  • Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
  • Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last check3 +1 (up) since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)020
Referring domains (Majestic)06

6 details filled in for both companies.

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