Open-source budget tracker and personal finance app
Understand Money. Get Out of Debt. Build Wealth.
Stage
Not given
Startup
Founded
Not given
2025
Based in
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Not given
Pricing model
Freemium
Free
Pricing
Essential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features.
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Key features
Bank connections via LunchFlow, SimpleFIN, and Monobank
Automatic transaction categorization with AI learning
Budget tracking and progress monitoring
Investment portfolio tracking including crypto
Multi-currency support with automatic exchange rates
Family sharing with per-account access control
AI MCP server for connecting external AI assistants
Reports and analytics with pivot tables
Free Money Knowledge Checkup with four-question assessment
Budget Calculator to map income against expenses
Debt Payoff Calculator comparing payment options and timelines
Learning Library with practical guides and lessons
Three-stage learning path: Survival, Stability, Building
Content on money myths and misconceptions
Email newsletter: The Beelinger Money Brief
What makes it different
Fully open-source under AGPL-3.0 with auditable code
Self-host for free with Docker or use cloud starting at $2.50/month
Bank coverage across 30+ countries
Bring your own AI or use the built-in assistant
Data encryption and full user control with no data selling
No personal financial information required to access learning resources
Completely free financial education and tools
Plain-English explanations of financial concepts and real costs
Practical, actionable tools connected to educational lessons
AI Money Coach to explain tradeoffs and personalize guidance
MoneyMatter
Beelinger