MoneyMatter vs Degroshi

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MoneyMatter compared with Degroshi
Detail	MoneyMatter	Degroshi
What it does	Open-source budget tracker and personal finance app	Track all your money in one app: bank accounts, cards, cash, exchanges and crypto with summaries in hryvnia
Stage	Not given	Established
Founded	Not given	2021
Based in	Not given	UA
Pricing model	Freemium	Not given
Pricing	Essential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features.	Free tier available without credit card. Plus: 199 ₴/month or 1,999 ₴/year. Family: 399 ₴/month or 3,999 ₴/year (up to 5 people). Business: 599 ₴/month or 5,999 ₴/year for sole proprietors. Prices include taxes; annual plans offer approximately 2 months free.
Key features	Bank connections via LunchFlow, SimpleFIN, and Monobank Automatic transaction categorization with AI learning Budget tracking and progress monitoring Investment portfolio tracking including crypto Multi-currency support with automatic exchange rates Family sharing with per-account access control AI MCP server for connecting external AI assistants Reports and analytics with pivot tables	Consolidate bank accounts, cards, cash and crypto in one dashboard Voice, text and receipt photo expense recording with Surikat AI Budget tracking with spending pace alerts Days Supply calculator on iPhone and Mac Annual spending heat map and analytics Shared spaces for families and couples Support for 8 crypto exchanges and wallets Multi-currency conversion to hryvnia AES-256-GCM end-to-end encryption
What makes it different	Fully open-source under AGPL-3.0 with auditable code Self-host for free with Docker or use cloud starting at $2.50/month Bank coverage across 30+ countries Bring your own AI or use the built-in assistant Data encryption and full user control with no data selling	Voice and photo receipt expense recording with AI categorization Consolidated view of all money sources with single hryvnia conversion Days Supply metric showing days until money runs out End-to-end encryption with data stored only in EU No data selling or AI model training on user information
Community votes	0	0
DR (Domain Rating by Ahrefs)	12 +4 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	1	0
Citation Flow (Majestic)	15	0
Referring domains (Majestic)	72	0

4 details filled in for both companies.

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