Open-source budget tracker and personal finance app
Every rupee, accounted for
Stage
Not given
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Founded
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Based in
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IN
Pricing model
Freemium
Free
Pricing
Essential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features.
Not given
Key features
Bank connections via LunchFlow, SimpleFIN, and Monobank
Automatic transaction categorization with AI learning
Budget tracking and progress monitoring
Investment portfolio tracking including crypto
Multi-currency support with automatic exchange rates
Family sharing with per-account access control
AI MCP server for connecting external AI assistants
Reports and analytics with pivot tables
Automatic UPI and card payment logging
Subscription and EMI tracking with reminders
Cost splitting with friends via UPI reminders
Monthly spending breakdown by category
Savings goals tracking
Home screen widgets
Biometric app lock
Local CSV backup and export
Price shown in hours of work
What makes it different
Fully open-source under AGPL-3.0 with auditable code
Self-host for free with Docker or use cloud starting at $2.50/month
Bank coverage across 30+ countries
Bring your own AI or use the built-in assistant
Data encryption and full user control with no data selling
No account, no tracking, no ads or analytics
Automatic logging of UPI and card payments
Built specifically for India with local payment methods
MoneyMatter
Patang