Open-source budget tracker and personal finance app
Personal finance guides in Spanish for the United States
Stage
Not given
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Founded
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Based in
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US
Pricing model
Freemium
Free
Pricing
Essential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features.
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Key features
Bank connections via LunchFlow, SimpleFIN, and Monobank
Automatic transaction categorization with AI learning
Budget tracking and progress monitoring
Investment portfolio tracking including crypto
Multi-currency support with automatic exchange rates
Family sharing with per-account access control
AI MCP server for connecting external AI assistants
Reports and analytics with pivot tables
Loan search and comparison across multiple lenders
Educational guides on credit, ITIN, banking, insurance and remittances
Loan payment calculator
State-by-state filtering for loan options
Lender requirements comparison before application
Free credit score access information
Remittance cost comparison tool
What makes it different
Fully open-source under AGPL-3.0 with auditable code
Self-host for free with Docker or use cloud starting at $2.50/month
Bank coverage across 30+ countries
Bring your own AI or use the built-in assistant
Data encryption and full user control with no data selling
Content entirely in Spanish for US Latino residents
Focus on ITIN and alternative credit documentation options
Shows lender requirements before you apply
Educational calculator that does not share data with lenders
Practical financial advice tailored to US banking with no SSN
MoneyMatter
Raíces Finanzas