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MoneyMatter vs Silvia

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

MoneyMatter compared with Silvia
DetailMoneyMatter logo MoneyMatterSilvia logo Silvia
What it doesOpen-source budget tracker and personal finance app Your personal AI CFO for serious investors
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelFreemium Freemium
PricingEssential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features. Free tier with limited AI usage; Pro $17/mo billed annually or $20/mo monthly; Max $200/mo
Key features
  • Bank connections via LunchFlow, SimpleFIN, and Monobank
  • Automatic transaction categorization with AI learning
  • Budget tracking and progress monitoring
  • Investment portfolio tracking including crypto
  • Multi-currency support with automatic exchange rates
  • Family sharing with per-account access control
  • AI MCP server for connecting external AI assistants
  • Reports and analytics with pivot tables
  • Connect over 12,000 US banks and brokerages
  • Connect crypto exchanges and self-custody wallets
  • Track physical assets with live market data valuation
  • Real-time financial insights via call, chat, or email
  • Read-only access with no ability to move money
  • SOC 2 Type II certified encryption
  • Mobile-first web experience
  • AI-powered financial analysis connected to real accounts
What makes it different
  • Fully open-source under AGPL-3.0 with auditable code
  • Self-host for free with Docker or use cloud starting at $2.50/month
  • Bank coverage across 30+ countries
  • Bring your own AI or use the built-in assistant
  • Data encryption and full user control with no data selling
  • Built by investors specifically for investors
  • AI answers questions using your real numbers, not generic examples
  • Institutional-grade analysis in real time, 24/7
  • Combines account aggregation with AI financial insights
  • Secure with encrypted data and no credential storage
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check42 no change since last check
Trust Flow (Majestic)112
Citation Flow (Majestic)1532
Referring domains (Majestic)72111

5 details filled in for both companies.

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