Authorization and control layer for AI agent payments
Stage
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Founded
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Based in
VN
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Pricing model
Free
Paid
Pricing
Not given
Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features
AI-powered bill calculation in 30 seconds
Receipt scanning
Trip tracking
Loyalty points system (YO Points)
Advanced splitting with extra fees
Pinpoint accuracy for fair sharing
Easy-to-use interface
Chat-based interaction with AI
Single-use virtual cards for each approved purchase
Per-transaction, daily, weekly, and aggregate spending limits
Auto-approve threshold for small purchases
Merchant allowlist with subdomain matching
Complete audit trail of all transactions
OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
Team budgets and rules with shared envelope
Per-member and per-agent transaction recording
Visa and Mastercard support
MCP-native integration
What makes it different
AI handles all grouping and calculation automatically
Completes bill splitting in 30 seconds
So simple anyone can use it
Prevents awkwardness with friends over money
Real card and funding details never exposed to agents
Each card works once, then is dead
Server-side enforcement of all spending rules
One breach leaks only one disposable card, not funding source
Monyo
Authoryze