My Money Train vs Money Actually

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

My Money Train compared with Money Actually
Detail	My Money Train	Money Actually
What it does	Know what you can spend right now with a simple visual spending pace	Budget, net worth, and profit tracking from your real accounts
Stage	Startup	Not given
Founded	Not given	Not given
Based in	Not given	US
Pricing model	Freemium	Free trial
Pricing	Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing	7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
Key features	Live spending balance that updates continuously as time passes and purchases are made Multiple spending trains for different expense categories Visual train metaphor showing ahead or behind status Home Screen widget for quick balance checking Transaction history and spending reports Shared trains for household spending management iCloud sync for seamless data synchronization CSV export for data analysis Custom visual themes	Connect up to 5 banks with every account at each Unlimited manual accounts, cars and properties Budgets with pace tracking for the month Transaction categories with rules that stick Automatically detect recurring charges Profit reports per car, rental or client ranked by earnings Break-even and monthly cost tracking for each asset Business-use percentage for mixed use vehicles Export data as CSV for tax preparation Two-factor sign-in and device management
What makes it different	Answers the immediate question of what you can spend right now instead of providing only a monthly total Progress carries forward across months instead of resetting at month-end Simple interface with one live number instead of complex spreadsheets or multiple categories Free version available with core features to test the method before upgrading	Shows real figures from actual accounts, not estimates or projections Profit tracking per car, rental or client that stays with your money accounts Read-only access prevents any money transfers Bank password never touches the servers Price locked for life as long as you stay subscribed
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	21	0
Referring domains (Majestic)	6	0

5 details filled in for both companies.

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