Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Manual: Free forever. Plus: $4.99/month, $11.99/quarter, or $39.99/year with 14-day free trial.
Key features
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
Free manual budgeting with no account required
Read-only bank sync through Plaid
Automatic transaction categorization
Budget tracking by category
Bills and subscription detection
Spending leak detection
Savings goals tracking
Statement import from multiple formats
Import history from Mint and other apps
What makes it different
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync