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Novo vs Terasu

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Novo compared with Terasu
Detail NovoTerasu logo Terasu
What it doesBanking built for independent businesses Every client project, in plain sight.
StageNot given MVP
FoundedNot given Not given
Based inUS JP
Pricing modelFree Freemium
PricingNot given Free: $0/month (2 users, 3 rooms, 500MB storage). Solo: $35/month (1 seat, 10 rooms, 5GB storage). Starter: $69/month (3 users included, +$15 per additional user, 30 rooms, 10GB storage). Business: $199/month (10 users included, +$19 per additional user, unlimited rooms, 50GB storage). Enterprise: C
Key features
  • No-fee business checking account
  • Physical and virtual business debit cards
  • Free ACH, wire, and instant FedNow payments
  • Invoicing and payment acceptance
  • Bill pay and vendor payments
  • Expense tracking and management
  • Reserve accounts for tax planning
  • Business credit products
  • Business loans
  • Tool integrations with accounting and payroll
  • Rooms: shared spaces per project with files, conversations, notes, tasks, and decisions
  • File tracking: see which clients opened files and which pages they read
  • Decision timeline: trace agreements over time with original source records
  • Zoom integration: automatic transcript recording and saving to Rooms
  • AI agent with approval: drafts responses, reminders, and reports before human review
  • Task management: assign tasks with due dates to both team and client
  • Slack and LINE sync: messages sync between Room and external chat apps
  • Analytics: view logs, engagement reports, and AI-powered project health scoring
  • Stakeholder map: visualize project relationships with roles and influence
  • Permission controls: choose what clients see and what stays internal per page
What makes it different
  • Built with AI you trust powered by Claude, OpenAI, and Gemini
  • Platform designed specifically for independent businesses
  • All banking tools in one integrated platform
  • No monthly fees with free standard ACH
  • Real-time cash flow visibility and expense organization
  • AI answers questions from Room records with citations to original sources
  • Clients join with one click from invitation email; no account creation required
  • Works alongside existing tools like Backlog and kintone without migration
  • File view tracking shows client engagement and helps spot stalled projects
  • All client-facing messages and reports require human approval before sending
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)71 no change since last check8 +1 (up) since last check
Trust Flow (Majestic)300
Citation Flow (Majestic)4617
Referring domains (Majestic)26537

5 details filled in for both companies.

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