AI accounts receivable collections that automate prioritization, follow-ups, customer responses, payment promises and escalation
Simple Making Tax Digital software for sole traders and landlords
Stage
Not given
Startup
Founded
Not given
2026
Based in
Not given
GB
Pricing model
Contact for pricing
Freemium
Pricing
Not given
Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
Tracks every invoice with age, risk, obligation and payer behaviour
Intelligent chasing at the right moment with correct tone
Automatic cash matching and reconciliation
Flags disputes and exceptions for team review
Policy-bound autonomous execution
Explainable AI with reasoning for every action
Separate views for CFO strategy and collector execution
Cash application prepared automatically
Live cash flow forecasting
Quarterly updates for self-employment income
Quarterly updates for UK property income including residential finance costs
CSV and Excel import with column mapping
AI categorisation of transactions into HMRC categories
AI pre-submission review to catch errors before HMRC
Standard or calendar quarters, chosen per tax year
Annual adjustments and final declaration
HMRC Assist feedback shown with tax estimate
Audit-ready records with timestamps and references
Consolidated expenses support for turnover under £90,000
What makes it different
Acts on receivables rather than just alerting
Scales follow-up without multiplying team size
Unified loop integrating tracking, chasing, cash and forecasting
Earned autonomy that respects policy and audit trails
Built on Financial Intelligence Layer shared with other Fiscor products
Simplest MTD software, built specifically for sole traders and landlords
No banking, VAT, invoicing or payroll - just the tax bit
AI automatically sorts expenses into HMRC categories
ORCA
Affordable MTD