| What it does | Track every expense in one sentence
| Retirement and financial scenario planner with real tax math
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| Stage | Not given
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| Founded | Not given
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| Based in | US
| US
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| Pricing model | Freemium
| Freemium
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| Pricing | Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
| Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
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| Key features | - Log purchases by voice, text, or receipt photo
- Supports 165 currencies with historical exchange rates
- Budget tracking with overspend alerts
- Savings goals with monthly targets
- Split transactions across categories
- Multi-account tracking with transfers
- Spending insights and trends
- Offline entry logging without internet
- Export data as CSV or full archive
| - Real tax math with federal brackets, state tax, and FICA calculated each year
- 401(k) and IRA rules including contribution limits and employer match
- Mortgage amortization with property tax and insurance
- Rental property calculations with rent, vacancy, and upkeep
- Social Security adjusted for claim age
- Required minimum distributions with IRS rules
- Roth conversion modeling
- Monte Carlo analysis with market volatility
- Compare two plans side by side
- Spouse planning with separate ages and Social Security claims
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| What makes it different | - Type expenses as one sentence instead of filling multiple form fields
- All data stored on your phone by default with optional sync
- Open source code available on GitHub under GPL and AGPL licenses
- Buy Pro once for $129.99 instead of subscribing
| - No bank connection required; you enter your numbers manually for complete privacy
- Detailed tax math applied year by year based on actual rules and limits
- One plan stays completely free forever with the full engine
- Compare different life decisions and scenarios on a single chart
- Export or delete your data anytime with no lock-in
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ▼ −1 (down) since last check | 1 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 0 | 23 |
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| Referring domains (Majestic) | 0 | 51 |
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Outlayr
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