Outlayr vs Wallet Fit
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Outlayr compared with Wallet Fit
| Detail | 
Outlayr | 
Wallet Fit |
|---|
| What it does | Track every expense in one sentence
| Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
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|---|
| Stage | Not given
| Startup
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| Founded | Not given
| Not given
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| Based in | US
| CA
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| Pricing model | Freemium
| Freemium
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| Pricing | Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
| Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
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| Key features | - Log purchases by voice, text, or receipt photo
- Supports 165 currencies with historical exchange rates
- Budget tracking with overspend alerts
- Savings goals with monthly targets
- Split transactions across categories
- Multi-account tracking with transfers
- Spending insights and trends
- Offline entry logging without internet
- Export data as CSV or full archive
| - Automated bank sync via Plaid with read-only access
- 50+ Canadian credit cards from major issuers
- Custom point valuations for Aeroplan, AMEX MR, and Scene+
- Max AI strategist for conversational credit card advice
- CSV exports and tax-time breakdowns
- 12-month spending and cap history tracking
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| What makes it different | - Type expenses as one sentence instead of filling multiple form fields
- All data stored on your phone by default with optional sync
- Open source code available on GitHub under GPL and AGPL licenses
- Buy Pro once for $129.99 instead of subscribing
| - Only optimizer built specifically for Canadian card spending caps and reward structures
- 100% mathematically neutral recommendations with no affiliate bias
- Dynamically reallocates spending when card caps are hit
- SOC2-compliant Plaid integration with zero password storage
- Free tier provides full cap-aware optimization at no cost
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 3 ▲ +3 (up) since last check | 1 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 0 | 1 |
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| Citation Flow (Majestic) | 0 | 20 |
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| Referring domains (Majestic) | 0 | 9 |
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6 details filled in for both companies.
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