Personal finance, investments and analytics, private by default
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
Not given
Pricing model
Paid
Freemium
Pricing
$9.99/month or $69.99/year, first month free. No free tier. Billed through Apple App Store.
Free plan includes unlimited income & expense tracking, 1 account, 1 investment portfolio, 2 budgets, 2 recurring payments, 1 open tracker, and 90 days of analytics history. Premium adds unlimited accounts, portfolios, budgets, recurring payments and trackers, full analytics history, shared trackers
Key features
One weekly safe-to-spend number calculated from bills and savings goals
Automatic transaction tracking and categorization via Plaid
AI assistant Bob for personalized spending guidance
Leak detection to catch recurring habits and duplicate charges
Explanation of why your spending number changes
Track income and expenses across multiple account types
Budgets with alerts
Investment tracking with crypto, stocks, ETFs, funds, precious metals and property
Trackers for trips, house moves and instalment plans
Live market prices for crypto and stocks
CSV import and export
Analytics and net worth tracking
Apple Intelligence for on-device categorization
What makes it different
Simplicity - one number instead of complex category budgets
No manual categorization or maintenance required
AI-powered personalized coaching with Bob
Read-only bank connections that never store credentials
All data stays on your device with optional sync and no account required
No ads, no tracking and no third-party integrations
Combines everyday spending with comprehensive investment tracking in one app
Pace
Arrel