Pace is an iPhone budgeting app that gives you one number representing what's safe to spend each week after accounting for bills and savings goals. You can link accounts through Plaid or enter spending manually, and Bob, the built-in assistant, answers questions about your real numbers.

How does spend tracking work?

Link your bank accounts and credit cards through Plaid, and Pace automatically reads and categorizes your transactions with no manual tagging required. You'll quickly see recurring charges, subscription creep, category spikes, and where your budget gets impacted.

How much does Pace cost?

Pace costs $9.99 per month or $69.99 per year, with the first month free. There is no free tier and no ad-supported version. It is billed through the Apple App Store and can be cancelled anytime from Apple account settings.

Bank connections use Plaid's bank-grade encryption and your banking credentials are never stored. Pace does not sell your financial data.

Pace is built for people who want to know what they can spend without maintaining categories or running a monthly budget. It suits people who tried YNAB, Monarch, Copilot or spreadsheets and quit due to the upkeep of categorizing and assigning every dollar.

Personal finance

Pace

One number for spending

Open pace.money (external, new tab)0 votes. Log in to endorse Pace community vote

Votes: 0
DR (Ahrefs): 2 no change since last check

Ahrefs Domain Rating reported 28 Oct 2026, restated 25 Oct 2026.

An iOS budgeting app that calculates your safe weekly spending amount after bills and savings goals, with an AI assistant called Bob to help you stay on track.

Overview

Screenshot of the Pace homepage — A look at pace.money

Pace is an iOS budgeting app that gives you one weekly number representing what's safe to spend after accounting for bills and savings goals. You can link bank accounts and credit cards through Plaid or enter spending manually, and the app tracks and categorizes transactions automatically. Bob, a built-in AI assistant, answers questions about your spending data and provides personalized coaching to help you stay under your weekly number. The app is designed for people who want simplicity without the maintenance required by traditional category-based budgeting apps.

Feature summary

One weekly safe-to-spend number calculated from bills and savings goals
Automatic transaction tracking and categorization via Plaid
AI assistant Bob for personalized spending guidance
Leak detection to catch recurring habits and duplicate charges
Explanation of why your spending number changes

Pricing

Pricing model: Paid

$9.99/month or $69.99/year, first month free. No free tier. Billed through Apple App Store.

Pace metrics

Reported for pace.money: Ahrefs Domain Rating and Majestic link figures, with the movement since the prior report.

Domain Rating: 2; no change since last check
Trust Flow: 4; no change since last check
Citation Flow: 18; no change since last check
Referring domains: 14; no change since last check
External backlinks: 4,870; no change since last check

Ahrefs Domain Rating reported 28 Oct 2026, restated 25 Oct 2026. Principal topic: Recreation (4). Majestic reported 25 Oct 2026, restated 25 Oct 2026. Link figures sourced from Majestic. Trust Flow, Citation Flow and Topical Trust Flow are trademarks of Majestic-12 Ltd.

Pace domain summary

Show the domain summary

Read from the public RDAP record on 28 Oct 2026, 01:30 UTC.

Domain age: 7 months
Registered: 26 Mar 2026
Expires: 26 Mar 2027
Registrar: Porkbun LLC
DNSSEC: Not signed

Detailed domain report: pace.money

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Q&A

What is Pace?: Pace is an iPhone budgeting app that gives you one number representing what's safe to spend each week after accounting for bills and savings goals. You can link accounts through Plaid or enter spending manually, and Bob, the built-in assistant, answers questions about your real numbers.
How does spend tracking work?: Link your bank accounts and credit cards through Plaid, and Pace automatically reads and categorizes your transactions with no manual tagging required. You'll quickly see recurring charges, subscription creep, category spikes, and where your budget gets impacted.
How much does Pace cost?: Pace costs $9.99 per month or $69.99 per year, with the first month free. There is no free tier and no ad-supported version. It is billed through the Apple App Store and can be cancelled anytime from Apple account settings.
Is my data safe?: Bank connections use Plaid's bank-grade encryption and your banking credentials are never stored. Pace does not sell your financial data.
Who is Pace for?: Pace is built for people who want to know what they can spend without maintaining categories or running a monthly budget. It suits people who tried YNAB, Monarch, Copilot or spreadsheets and quit due to the upkeep of categorizing and assigning every dollar.

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