Payclave vs Aurea Hub
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Payclave compared with Aurea Hub
| Detail | 
Payclave | 
Aurea Hub |
|---|
| What it does | Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
| Infrastructure for the next era of finance
|
|---|
| Stage | Startup
| Startup
|
|---|
| Founded | 2026
| 2024
|
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| Based in | US
| IT
|
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| Pricing model | Freemium
| Contact for pricing
|
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| Pricing | Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
| Not given
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| Key features | - Hosted checkout sessions for stablecoin payments
- Direct settlement to merchant-controlled wallet
- Independent onchain payment verification
- Signed webhook notifications with retry delivery
- JavaScript and React SDKs for integration
- Separate test and live payment modes
- Payment links, invoices, and API-based checkout creation
- Dashboard with payment records and settlement wallet settings
- API playground for testing checkout flows
| - White-label wallets, cards and accounts
- Custodial, non-custodial and MPC wallet options
- Four payment rails: SEPA Instant, cards, stablecoin and e-money
- KYC, AML and travel rule compliance built-in
- Multicurrency ledger supporting EUR, USD, GBP and stablecoin
- 2-second settlement time for Aurea Pay
- Programmable yield vaults with audit trails
- Tokenized RWA including treasuries, funds and receivables
- Cross-border payments with 27+ corridors
- Card issuing with 3DS and rewards
|
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| What makes it different | - Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
- Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
- Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
- Independent onchain verification before marking payments as complete
- Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
| - First 100% EU-native infrastructure for on-chain finance
- Unified API replacing multiple vendor integrations
- Compliance and audit perimeter built at platform layer
- Day-one MiCA-ready stablecoin
- Six composable modules for custom stack
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 19 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 11 |
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| Citation Flow (Majestic) | 0 | 22 |
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| Referring domains (Majestic) | 2 | 25 |
|---|
7 details filled in for both companies.
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