Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
International calls at unbeatable rates, direct from your browser
Stage
Startup
Not given
Founded
2026
Not given
Based in
US
DE
Pricing model
Freemium
Paid
Pricing
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Pay-as-you-go: calls cost from $0.024/minute for US calls, rates vary by destination. Initial top-up: $3 for eligible new accounts, $5 otherwise. Regular minimum credit purchase: $5. Live call translation: $0.19/minute. Phone number rental available for a monthly fee (US or Canada numbers).
Key features
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
Call 150+ countries with per-minute rates
HD voice quality with adaptive adjustment
Live call translation with multiple language pairs
Works on iOS, Android and web browser
End-to-end encrypted calls
No downloads required
24/7 customer support
Rent US or Canada phone numbers
Send and receive SMS messages
What makes it different
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
Rates from $0.024/minute with no hidden fees or subscriptions
Live call translation feature for multi-language conversations
Instant setup with no SIM card needed
Works anywhere globally with internet connection
Free 1-minute trial for new accounts after card verification
Payclave
Calloza