Payclave vs GetESAPaid

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payclave compared with GetESAPaid
Detail	Payclave	GetESAPaid
What it does	Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet	ESA invoices that don't bounce: register as a vendor, send itemized, audit-ready invoices and track payouts.
Stage	Startup	Not given
Founded	2026	Not given
Based in	US	US
Pricing model	Freemium	Freemium
Pricing	Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.	Free: invoice generator, rejection checker, expense checker, vendor application checklist. Paid: $39/month or $390/year ($32.50/mo, about two months free), includes invoicing, records, credential vault, payout tracking, tax pack, vendor directory listing, cancel anytime.
Key features	Hosted checkout sessions for stablecoin payments Direct settlement to merchant-controlled wallet Independent onchain payment verification Signed webhook notifications with retry delivery JavaScript and React SDKs for integration Separate test and live payment modes Payment links, invoices, and API-based checkout creation Dashboard with payment records and settlement wallet settings API playground for testing checkout flows	Guided per-state vendor registration for 17 ESA programs Itemized invoices built with source-linked program rules and requirements Pre-submission invoice rejection checker flagging missing fields Audit-ready records binder per student with invoices and service logs Payout tracking across ClassWallet, Odyssey and Step Up For Students Credential vault with expiry reminders Tax pack year-end CSV and PDF of ESA income Public vendor directory listing Reconciliation import matching bank deposits to invoices
What makes it different	Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet Accept any token: customers pay with whatever supported token they already hold without bridging or swapping Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee Independent onchain verification before marking payments as complete Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation	Covers 17 active ESA state programs with program-specific rules in one platform Pre-checks invoices against each state's exact required fields before submission Free invoice generator and rejection checker with no signup required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	40 −4 (down) since last check
Trust Flow (Majestic)	0	3
Citation Flow (Majestic)	0	25
Referring domains (Majestic)	2	19

6 details filled in for both companies.

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