Payclave vs MagicPay
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Payclave compared with MagicPay
| Detail | 
Payclave | 
MagicPay |
|---|
| What it does | Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
| Fintech Suite that brings all your business's payment needs together on one platform
|
|---|
| Stage | Startup
| Not given
|
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| Founded | 2026
| 2023
|
|---|
| Based in | US
| TR
|
|---|
| Pricing model | Freemium
| Contact for pricing
|
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| Pricing | Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
| Not given
|
|---|
| Key features | - Hosted checkout sessions for stablecoin payments
- Direct settlement to merchant-controlled wallet
- Independent onchain payment verification
- Signed webhook notifications with retry delivery
- JavaScript and React SDKs for integration
- Separate test and live payment modes
- Payment links, invoices, and API-based checkout creation
- Dashboard with payment records and settlement wallet settings
- API playground for testing checkout flows
| - AI Routing - automatic payment processor selection based on card and agreement data
- Dealer Collections - manage dealer and franchise payments with invoice tracking
- Digital Wallets - branded open-loop and closed-loop wallet infrastructure
|
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| What makes it different | - Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
- Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
- Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
- Independent onchain verification before marking payments as complete
- Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
| - Works with existing banks and payment providers instead of replacing them
- AI-powered routing that analyzes approval rates, costs and connection performance
- SaaS and on-premise deployment options for operational flexibility
- 24/7 support for payment operations
- Unlimited routing rules with full control through dashboard
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
|---|
| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 13 ▲ +4 (up) since last check |
|---|
| Trust Flow (Majestic) | 0 | 2 |
|---|
| Citation Flow (Majestic) | 0 | 25 |
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| Referring domains (Majestic) | 2 | 20 |
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6 details filled in for both companies.
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