Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
Not given
Stage
Startup
Not given
Founded
2026
Not given
Based in
US
US
Pricing model
Freemium
Freemium
Pricing
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Swap form: up to 0.3% Plaxswap fee plus route fee and network fee. Payment gateway: 1.5% platform fee (paid by customer), 0.3% withdrawal fee plus network fee. Wallet: free. Payment links: free to create.
Key features
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
Decentralized swap form with routes from KyberSwap, 0x, LI.FI, Relay and NEAR Intents
Self-custody wallet with recovery phrase kept on device
Crypto payment gateway with 1.5% platform fee
Payment links accepting any supported coin
Signed webhooks for payment notifications
Test mode for safe integration testing
REST API with code samples in curl, Node.js, PHP and Python
WooCommerce, WHMCS and XenForo plugins
No account required for swaps
Idempotency keys for safe retries
What makes it different
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
Non-custodial: users retain full control of their coins and keys
Accept any supported crypto: customers choose which coin to send
Free plugins and easy integration for websites and shops
Payclave
plaxswap