Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
Global CPaaS platform for SMS, WhatsApp, RCS, Voice and Email messaging
Stage
Startup
Established
Founded
2026
2010
Based in
US
AE
Pricing model
Freemium
Contact for pricing
Pricing
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
SMS pricing varies by destination, route and volume; pricing starts at €0.2750 per message for Afghanistan on Carrier Direct routes. WhatsApp, RCS and Voice pricing available upon request. Enterprise volume discounts available.
Key features
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
SMS messaging across 190+ countries with direct operator routes
WhatsApp Business API with templates and catalogs
OTP and 2FA verification with flash call support
RCS Business Messaging with rich cards and carousels
Programmable voice for alerts and TTS broadcasts
Marketing automation across multiple channels
Cloud PBX with IVR and routing
REST APIs and SDKs for multiple programming languages
Real-time delivery tracking and analytics dashboards
AI-powered chatbots with no-code automation flows
What makes it different
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
Direct operator connections rather than grey routes for faster delivery
24/7 Network Operations Center with real engineers monitoring traffic
Compliance handled as part of platform, not as add-on fee
All major messaging channels unified on single platform and API
99.95% platform uptime SLA with 2 billion messages processed annually
Payclave