Payclave vs SMSKap
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Payclave compared with SMSKap
| Detail | 
Payclave | 
SMSKap |
|---|
| What it does | Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
| Instant SMS verification and virtual phone numbers for WhatsApp, Telegram and other platforms using real physical carrier SIM lines
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| Stage | Startup
| Not given
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| Founded | 2026
| Not given
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| Based in | US
| GB
|
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| Pricing model | Freemium
| Paid
|
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| Pricing | Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
| Turkey (+90) from 449.00 ₺; USA (+1) from 259.00 ₺; UK (+44) from 299.00 ₺. Price range USD 1.99 to 9.99.
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| Key features | - Hosted checkout sessions for stablecoin payments
- Direct settlement to merchant-controlled wallet
- Independent onchain payment verification
- Signed webhook notifications with retry delivery
- JavaScript and React SDKs for integration
- Separate test and live payment modes
- Payment links, invoices, and API-based checkout creation
- Dashboard with payment records and settlement wallet settings
- API playground for testing checkout flows
| - SMS verification codes arrive within 30-60 seconds
- 100% automatic refund if SMS code does not arrive
- Zero KYC verification, no documents required
- Support for WhatsApp, WhatsApp Business and Telegram
- Available for Turkey, UK and USA locations
- Live pricing and stock verification before each order
- 24/7 live support via dashboard and Telegram bot
- Official Telegram bot for direct number purchases and code delivery
- Multiple payment methods including credit card, bank transfer and crypto
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| What makes it different | - Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
- Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
- Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
- Independent onchain verification before marking payments as complete
- Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
| - Real physical carrier SIM lines instead of shared VOIP numbers
- Zero risk of account bans because physical operator lines are used
- Transparent refund process with automatic reimbursement
- Curated number pool from reliable providers
- Reseller program to sell numbers at custom margins
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | Not checked yet ● no change since last check | 1 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 10 |
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| Citation Flow (Majestic) | 0 | 22 |
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| Referring domains (Majestic) | 2 | 8 |
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6 details filled in for both companies.
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