Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
API monetization platform for small teams
Stage
Startup
Not given
Founded
2026
Not given
Based in
US
Not given
Pricing model
Freemium
Freemium
Pricing
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Free up to $1,000 billed per month. Starter $29/month, Growth $79/month, Scale $199/month. All plans billed monthly or yearly (save up to 17% on yearly). Free includes 1M requests/month and 1 live app. Starter includes 2M requests/month. Growth includes 10M requests/month with 3 live apps. Scale inc
Key features
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
API key generation and management
Rate limiting per customer, per second and per minute
Quotas with overage billing or prepaid credits
Usage metering by customer and endpoint
Analytics with customer usage and billing data
Automatic usage invoicing through Stripe
Prepaid credit packs that customers can purchase
Embeddable pricing table and usage widget
What makes it different
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
No revenue share; customers pay through your own Stripe account
Works with multiple languages via HTTP check endpoint for non-Node/Python APIs
Full refund in first month if a paid plan doesn't work out
Payclave
UsageRail