PayCow vs Authoryze

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayCow compared with Authoryze
Detail	PayCow	Authoryze
What it does	One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet	Authorization and control layer for AI agent payments
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	Not given
Pricing model	Paid	Paid
Pricing	Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.	Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features	Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20 Digital delivery of files up to 50 MB and license keys after confirmed payment Branded storefronts at /store/your-brand with product catalogs and checkout Searchable PayCow Marketplace for product discovery Multi-chain RPC node polling for deterministic payment confirmation Multiple destination wallet support with unique serial identifiers for routing Automated webhook notifications with HMAC-SHA256 cryptographic signatures Fixed monthly pricing model with 0% transaction commission	Single-use virtual cards for each approved purchase Per-transaction, daily, weekly, and aggregate spending limits Auto-approve threshold for small purchases Merchant allowlist with subdomain matching Complete audit trail of all transactions OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor Team budgets and rules with shared envelope Per-member and per-agent transaction recording Visa and Mastercard support MCP-native integration
What makes it different	0% transaction commission with fixed monthly plans, keeping more per payment as volume grows Funds route directly to merchant wallets with no custodial intermediary holding assets Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard Built-in live stream donation alerts for streamers using OBS or Streamlabs	Real card and funding details never exposed to agents Each card works once, then is dead Server-side enforcement of all spending rules One breach leaks only one disposable card, not funding source Works in minutes with no setup required
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	2 +2 (up) since last check	9 no change since last check
Trust Flow (Majestic)	2	2
Citation Flow (Majestic)	18	29
Referring domains (Majestic)	6	109

5 details filled in for both companies.

More alternatives to PayCow More alternatives to Authoryze