PayLnk vs FinCobra
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
PayLnk compared with FinCobra
| Detail | P
PayLnk | 
FinCobra |
|---|
| What it does | UPI payment links that work inside Instagram, WhatsApp and Facebook
| Non-custodial crypto checkout that settles directly to your wallet
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | IN
| Not given
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| Pricing model | Freemium
| Freemium
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| Pricing | Not given
| Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.
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| Key features | - Payment links work inside Instagram in-app browser
- QR code fallback when direct app launch fails
- Split across multiple UPI IDs
- Dashboard with reference tracking
- WhatsApp order notifications
- No signup documents required
| - Hosted payment checkout pages
- API for invoice creation
- Webhooks for payment status and fulfillment automation
- Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
- BTC, USDT, and USDC payment acceptance
- Direct-to-wallet settlement with no custody
- Multi-wallet connection support
- Invoice tracking and status updates
- Priority email and chat support with 1 business day response time
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| What makes it different | - Money goes directly to seller's UPI ID with no intermediary holding funds
- Automatic detection of best payment route by app and phone
- No transaction fees, only flat monthly subscription
- Works without accessing buyer messages or SMS
| - Faster than running BTCPay yourself
- Keep custody without self-hosting your payment stack
- Stablecoin support for price-stable invoices
- Multi-chain support from one hosted checkout
- Built for technical teams with API integration ready
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| Free plan | Not given
| Not given
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| Open source | Not given
| Not given
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| Platforms | Not given
| Not given
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| Public API | Not given
| Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 8 ▲ +2 (up) since last check | 5 ▼ −1 (down) since last check |
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| Trust Flow (Majestic) | 0 | 3 |
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| Citation Flow (Majestic) | 0 | 18 |
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| Referring domains (Majestic) | 0 | 13 |
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4 details filled in for both companies.
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