PayLnk vs Payset

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayLnk compared with Payset
Detail	PayLnk	Payset
What it does	UPI payment links that work inside Instagram, WhatsApp and Facebook	Multi-currency business accounts for fast international payments and smarter FX
Stage	Not given	Established
Founded	Not given	2018
Based in	IN	GB
Pricing model	Freemium	Freemium
Pricing	Not given	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris
Key features	Payment links work inside Instagram in-app browser QR code fallback when direct app launch fails Split across multiple UPI IDs Dashboard with reference tracking WhatsApp order notifications No signup documents required	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)
What makes it different	Money goes directly to seller's UPI ID with no intermediary holding funds Automatic detection of best payment route by app and phone No transaction fees, only flat monthly subscription Works without accessing buyer messages or SMS	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	5 +5 (up) since last check	39 no change since last check
Trust Flow (Majestic)	0	29
Citation Flow (Majestic)	0	22
Referring domains (Majestic)	0	701

5 details filled in for both companies.

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