Payments AI MoR vs FileDue

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payments AI MoR compared with FileDue
Detail	Payments AI MoR	FileDue
What it does	Merchant-of-record payments for AI apps where your agent builds the checkout and tax registration is handled for you	Lock files until clients pay
Stage	Not given	Not given
Founded	Not given	Not given
Based in	US	ES
Pricing model	Paid	Paid
Pricing	Card processing: 2.7% + $0.30 per successful domestic card transaction; international cards add +1.5%, currency conversion adds +1%. ACH payments: 1.5% (max $5). Payouts: Next day ACH $2.50, Instant Bank Deposit (RTP) 4% + $1.00, Crypto 5% + $1.00, Venmo 5% + $1.00, Bank wire $23.00, International l	First 3 paid links free, then 2% per paid link. Stripe charges card processing fees separately.
Key features	MCP integration with Claude, Cursor, Codex, Gemini CLI, VS Code and other AI agents Merchant of record handles all tax registration, filing and remittance Global tax collection across US, EU, and UK Plug-and-play subscriptions with recurring billing and dunning Chargeback and dispute handling by merchant of record Multiple payment methods: cards, wallets, bank transfer Auditor-ready compliance reporting Hosted MCP server requires no package installation or API key copying	Upload and lock files with custom pricing Files unlock instantly after payment confirmation Support for any file type Up to 5 GB per delivery and 500 files No client account or signup required Preview link before sending to client Files automatically deleted 30 days after payment Direct payment to freelancer's Stripe account
What makes it different	AI agents can set up payments without reading API docs or understanding tax law No foreign business registration needed to sell globally Taxes calculated and remitted automatically at checkout All-in-one solution with no setup fees or monthly minimums Single MCP connection works across multiple AI coding tools	Files stay locked until payment completes, eliminating unpaid delivery One-link delivery with no client signup or extra steps Flat 2% fee only on paid links, with first 3 free Money lands directly in your own Stripe account, not intermediated
Community votes	0	0
DR (Domain Rating by Ahrefs)	32 −1 (down) since last check	11 no change since last check
Trust Flow (Majestic)	3	4
Citation Flow (Majestic)	23	23
Referring domains (Majestic)	61	14

6 details filled in for both companies.

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