Merchant-of-record payments for AI apps where your agent builds the checkout and tax registration is handled for you
Payment orchestration platform with smart routing, real-time fraud detection, and autonomous optimization
Stage
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Founded
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Based in
US
TR
Pricing model
Paid
Contact for pricing
Pricing
Card processing: 2.7% + $0.30 per successful domestic card transaction; international cards add +1.5%, currency conversion adds +1%. ACH payments: 1.5% (max $5). Payouts: Next day ACH $2.50, Instant Bank Deposit (RTP) 4% + $1.00, Crypto 5% + $1.00, Venmo 5% + $1.00, Bank wire $23.00, International l
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Key features
MCP integration with Claude, Cursor, Codex, Gemini CLI, VS Code and other AI agents
Merchant of record handles all tax registration, filing and remittance
Global tax collection across US, EU, and UK
Plug-and-play subscriptions with recurring billing and dunning
Chargeback and dispute handling by merchant of record
Multiple payment methods: cards, wallets, bank transfer
Auditor-ready compliance reporting
Hosted MCP server requires no package installation or API key copying
Adaptive AI routing to select the bank with highest approval rate for each transaction
Cascading failover that automatically retries failed transactions with alternate banks within seconds
Rule engine to define payment policies in readable DSL with shadow mode testing
Card tokenization with PCI DSS scope minimization and hosted fields
Real-time fraud and risk scoring with device intelligence and behavioral anomaly detection
Automated reconciliation with end-of-day settlement file matching
Support for 20+ banks and payment service providers including Stripe, Adyen, and Turkish banks
3D Secure 2.1 and 2.2 support with automatic step-up triggering by risk score
Cost-first routing with fee calculation in less than 2 milliseconds
Immutable audit trail and explainable routing decisions with reason codes
What makes it different
AI agents can set up payments without reading API docs or understanding tax law
No foreign business registration needed to sell globally
Taxes calculated and remitted automatically at checkout
All-in-one solution with no setup fees or monthly minimums
Single MCP connection works across multiple AI coding tools
Single API integration to 20+ banks eliminates wiring up banks individually
AI model learns from every transaction and adapts routing in real-time
Transparent routing decisions versus black-box alternatives
Idempotent core ensures payments are never charged twice
Payments AI MoR
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