Skip to main content
FYNORALAUNCH home

THIS SESSION · FINTECH · MONEY TOOLS

PayRam vs Authoryze

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayRam compared with Authoryze
DetailPayRam logo PayRamAuthoryze logo Authoryze
What it doesSelf-hosted payment gateway for accepting card and crypto payments without third-party intermediaries Authorization and control layer for AI agent payments
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelOpen source Paid
PricingNot given Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
  • Single-use virtual cards for each approved purchase
  • Per-transaction, daily, weekly, and aggregate spending limits
  • Auto-approve threshold for small purchases
  • Merchant allowlist with subdomain matching
  • Complete audit trail of all transactions
  • OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
  • Team budgets and rules with shared envelope
  • Per-member and per-agent transaction recording
  • Visa and Mastercard support
  • MCP-native integration
What makes it different
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
  • Real card and funding details never exposed to agents
  • Each card works once, then is dead
  • Server-side enforcement of all spending rules
  • One breach leaks only one disposable card, not funding source
  • Works in minutes with no setup required
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)46 −1 (down) since last check9 no change since last check
Trust Flow (Majestic)92
Citation Flow (Majestic)3629
Referring domains (Majestic)345109

4 details filled in for both companies.

More alternatives to PayRam More alternatives to Authoryze

Help centre