Paytia vs Lunixi
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Paytia compared with Lunixi
| Detail | P
Paytia | 
Lunixi |
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| What it does | Secure phone payments for contact centres with DTMF masking technology
| Payment orchestration platform with smart routing, real-time fraud detection, and autonomous optimization
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| Stage | Established
| Not given
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| Founded | 2016
| Not given
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| Based in | GB
| TR
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| Pricing model | Contact for pricing
| Contact for pricing
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| Pricing | Not given
| Not given
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| Key features | - DTMF masking technology that replaces keypad tones in real time so agents never hear card data
- Channel Separation mode that takes agent audio offline during card capture
- IVR self-service payment option for customers to enter cards without agent assistance
- Payment links via SMS, email and chat channels
- Open Banking and bank payment integration
- Zoom call payments and web chat payments
- Recurring billing and subscription payments
- Integration with major payment gateways including Stripe, Worldpay and Adyen
- PCI DSS scope reduction from SAQ D to SAQ A
| - Adaptive AI routing to select the bank with highest approval rate for each transaction
- Cascading failover that automatically retries failed transactions with alternate banks within seconds
- Rule engine to define payment policies in readable DSL with shadow mode testing
- Card tokenization with PCI DSS scope minimization and hosted fields
- Real-time fraud and risk scoring with device intelligence and behavioral anomaly detection
- Automated reconciliation with end-of-day settlement file matching
- Support for 20+ banks and payment service providers including Stripe, Adyen, and Turkish banks
- 3D Secure 2.1 and 2.2 support with automatic step-up triggering by risk score
- Cost-first routing with fee calculation in less than 2 milliseconds
- Immutable audit trail and explainable routing decisions with reason codes
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| What makes it different | - Card data never enters your business systems—it's captured directly by Paytia
- PCI DSS Level 1 certification, the highest level available to service providers
- 99.99% platform uptime with no hardware or software installation required
- Reduces PCI compliance requirements from 329 to 22 checklist items
- Works with any existing phone system, chat platform, payment gateway or CRM without disruption
| - Single API integration to 20+ banks eliminates wiring up banks individually
- AI model learns from every transaction and adapts routing in real-time
- Transparent routing decisions versus black-box alternatives
- Idempotent core ensures payments are never charged twice
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 36 ▼ −1 (down) since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 20 | 0 |
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| Citation Flow (Majestic) | 37 | 19 |
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| Referring domains (Majestic) | 1014 | 1 |
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5 details filled in for both companies.
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