Authorization and control layer for AI agent payments
Stage
Not given
Not given
Founded
Not given
Not given
Based in
IL
Not given
Pricing model
Not given
Paid
Pricing
Not given
Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
Key features
Personalized financial insights and recommendations based on customer transaction data
Transaction Intelligence that creates unified financial context across banking channels
Banking Console for relationship managers to identify and prioritize customer engagement
AI governance and full-lifecycle model management
Spending pattern analysis and cash flow intelligence
Enterprise-grade secure infrastructure for banking environments
Integration with core banking systems and Open Banking data
Engage Suite for personalized customer experiences across digital channels
Enterprise Studio for designing and activating customer journeys
Single-use virtual cards for each approved purchase
Per-transaction, daily, weekly, and aggregate spending limits
Auto-approve threshold for small purchases
Merchant allowlist with subdomain matching
Complete audit trail of all transactions
OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
Team budgets and rules with shared envelope
Per-member and per-agent transaction recording
Visa and Mastercard support
MCP-native integration
What makes it different
Reaches over 150 million monthly banking users, enabling massive scale for financial institutions
Transforms transaction data into actionable financial intelligence using AI and machine learning
Enables banks to drive measurable business outcomes including deposit growth and customer engagement
Serves hundreds of financial institutions globally from major banks to community credit unions
Proven track record with leading global banks including BMO, Santander, Huntington, and KBC
Real card and funding details never exposed to agents
Each card works once, then is dead
Server-side enforcement of all spending rules
One breach leaks only one disposable card, not funding source
Personetics
Authoryze