Pocket Accountant vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Pocket Accountant compared with Affordable MTD
Detail	Pocket Accountant	Affordable MTD
What it does	AI bookkeeping for freelancers and small businesses	Simple Making Tax Digital software for sole traders and landlords
Stage	Not given	Startup
Founded	Not given	2026
Based in	Not given	GB
Pricing model	Freemium	Freemium
Pricing	Starter is free ($0/month). Pro is $20/month or $198/year ($16.50/month equivalent), saving $42/year with annual billing.	Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features	Dashboard and manual transactions Invoices, customer records and bill tracking Business mileage logging with route planning (Pro) Connected bank feeds and reconciliation (Pro) Financial reports: Profit & Loss, Balance Sheet, Cash Flow (Pro) Pocket Assistant AI guidance and suggestions (Pro) Receipt and bill scan autofill (Pro) Budgets and financial comparisons (Pro) Multi-device access via web browser Support for Android and iOS apps	Quarterly updates for self-employment income Quarterly updates for UK property income including residential finance costs CSV and Excel import with column mapping AI categorisation of transactions into HMRC categories AI pre-submission review to catch errors before HMRC Standard or calendar quarters, chosen per tax year Annual adjustments and final declaration HMRC Assist feedback shown with tax estimate Audit-ready records with timestamps and references Consolidated expenses support for turnover under £90,000
What makes it different	No credit card required to start free Starter plan User maintains full control over all decisions and suggestions Can start with manual bookkeeping without bank connection Import records from QuickBooks, spreadsheets, or archives Single flat price with no per-feature upsells	Simplest MTD software, built specifically for sole traders and landlords No banking, VAT, invoicing or payroll - just the tax bit AI automatically sorts expenses into HMRC categories
Community votes	0	0
DR (Domain Rating by Ahrefs)	3 −1 (down) since last check	5 +1 (up) since last check
Trust Flow (Majestic)	0	0
Citation Flow (Majestic)	19	20
Referring domains (Majestic)	8	13

5 details filled in for both companies.

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