Open-source budget tracker and personal finance app
Stage
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Pricing model
Freemium
Freemium
Pricing
Free download with 3 receipts; then $4.99/month or $39.99/year in the US (7-day trial for yearly); £4.99/month or £39.99/year in the UK.
Essential: $30/year or $5/month. Includes manual entry, imports, investments, backup export, MCP server, and 2 household seats. Plus: $55/year or $8/month. Adds bank sync, AI features on the company's key, FIRE planner, and 5 household seats. Self-hosting is free forever and includes all features.
Key features
Scan receipts with iPhone camera and OCR processing
Editable item and price review before saving
Categorize purchases automatically
Mark purchases as Essential or Optional
Share household history between two iPhones via QR code
Search history by category, store, and item
Export purchase data to CSV
Monthly PDF spending reports
iCloud sync for household data
Works without bank account connection
Bank connections via LunchFlow, SimpleFIN, and Monobank
Automatic transaction categorization with AI learning
Budget tracking and progress monitoring
Investment portfolio tracking including crypto
Multi-currency support with automatic exchange rates
Family sharing with per-account access control
AI MCP server for connecting external AI assistants
Reports and analytics with pivot tables
What makes it different
Sees individual grocery items instead of just merchant totals
No bank login or account connection required
User controls what is marked optional to identify potential savings
Open-source privacy core for audit and verification
Household sync without requiring a shared bank account or password
Fully open-source under AGPL-3.0 with auditable code
Self-host for free with Docker or use cloud starting at $2.50/month
Bank coverage across 30+ countries
Bring your own AI or use the built-in assistant
Data encryption and full user control with no data selling
MoneyMatter