ReadMyStatement vs Back to the Points
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
ReadMyStatement compared with Back to the Points
| Detail | 
ReadMyStatement | 
Back to the Points |
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| What it does | Bank statement analyzer that reads PDFs and explains spending in plain English
| Track, value and redeem credit card rewards, airline miles and hotel points in one place
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| Stage | Not given
| MVP
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| Founded | Not given
| Not given
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| Based in | Not given
| IN
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| Pricing model | Freemium
| Free
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| Pricing | Free: one statement analyzed. Year pack: $12 USD (12 statements). Deep pack: $29 USD (36 statements). Application summary: $9 USD (6 statements). Pro: $8 USD/month (unlimited statements). Business: $29 USD/month (unlimited statements with bulk upload and accounting exports).
| Free during early access
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| Key features | - Upload bank statement PDFs to analyze spending
- Automatic categorization of transactions
- OCR for scanned statements and photos
- Multi-statement analysis with trends
- Year-over-year comparison across accounts
- CSV and Excel export
- Bulk upload for business users
| - Connect multiple credit cards and loyalty programs securely without storing passwords
- Alerts before loyalty points and miles expire
- Best card recommendation based on which card earns most for a purchase
- Bank-grade encryption for secure connection
- Read-only access to loyalty data without storing card details
- Calculate point valuations based on real achievable redemptions across programs
- Support for major Indian credit card issuers including HDFC, Axis, ICICI, SBI and American Express
- Support for major airline and hotel programs including Air India, Singapore Airlines, Marriott and Hilton
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| What makes it different | - No bank login or credentials required, PDF upload only
- Statements never stored, read in memory only
- Transparent accuracy checking with honest confidence reporting
| - Consolidated view of scattered loyalty points across multiple cards and programs in one dashboard
- AI-powered recommendations on which card to use before you spend to earn maximum value
- Personalized comparison of redemption options to avoid wasting points on low-value exchanges
- AI wallet that understands your rewards and recommends what to do with them, not just tracking
- Shows exact point costs before booking flights, hotels and upgrades directly through the app
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 10 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 2 | 0 |
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| Citation Flow (Majestic) | 34 | 0 |
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| Referring domains (Majestic) | 48 | 0 |
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5 details filled in for both companies.
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