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ReceiptsAI vs Affordable MTD

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

ReceiptsAI compared with Affordable MTD
DetailReceiptsAI logo ReceiptsAIAffordable MTD logo Affordable MTD
What it doesAI-powered bookkeeping software that captures receipts, invoices, and bank statements, then extracts, categorizes, and exports the data Simple Making Tax Digital software for sole traders and landlords
StageNot given Startup
Founded2022 2026
Based inEE GB
Pricing modelNot given Freemium
PricingFree plan with 30 credits. Starter: $12/month billed annually ($144/year) or $19/month monthly. Premium: $29/month ($288/year). Premium+: $49/month ($468/year). All paid plans include 30-day money-back guarantee. Free for the entire 2026-27 tax year (6 April 2026 to 5 April 2027). From 2027-28 onwards: £19.99 per year. No VAT currently added, no per-submission fees, no tiers.
Key features
  • AI Receipt & Invoice Scanning
  • Automated Bookkeeping
  • Email Receipt Capture (Gmail, Outlook, Zoho)
  • Expense Categorization with Custom Rules
  • Monthly Expense Reports
  • Multi-Currency Support
  • Excel, CSV & PDF Export
  • Receipt Matching and Reconciliation
  • WhatsApp Receipt Capture
  • Bank Statement Categorization
  • Quarterly updates for self-employment income
  • Quarterly updates for UK property income including residential finance costs
  • CSV and Excel import with column mapping
  • AI categorisation of transactions into HMRC categories
  • AI pre-submission review to catch errors before HMRC
  • Standard or calendar quarters, chosen per tax year
  • Annual adjustments and final declaration
  • HMRC Assist feedback shown with tax estimate
  • Audit-ready records with timestamps and references
  • Consolidated expenses support for turnover under £90,000
What makes it different
  • Captures data with 99%+ accuracy across 50+ fields
  • Human support always, no AI-automated support
  • Founded in Europe with privacy-first design
  • Simplest MTD software, built specifically for sole traders and landlords
  • No banking, VAT, invoicing or payroll - just the tax bit
  • AI automatically sorts expenses into HMRC categories
Community votes00
DR (Domain Rating by Ahrefs)23 −1 (down) since last check5 +1 (up) since last check
Trust Flow (Majestic)70
Citation Flow (Majestic)3420
Referring domains (Majestic)32013

6 details filled in for both companies.

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