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Silvia vs Fundstash

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Silvia compared with Fundstash
DetailSilvia logo SilviaFundstash logo Fundstash
What it doesYour personal AI CFO for serious investors Private expense tracker with on-device AI that never leaves your phone
StageNot given MVP
FoundedNot given Not given
Based inUS Not given
Pricing modelFreemium Free
PricingFree tier with limited AI usage; Pro $17/mo billed annually or $20/mo monthly; Max $200/mo Not given
Key features
  • Connect over 12,000 US banks and brokerages
  • Connect crypto exchanges and self-custody wallets
  • Track physical assets with live market data valuation
  • Real-time financial insights via call, chat, or email
  • Read-only access with no ability to move money
  • SOC 2 Type II certified encryption
  • Mobile-first web experience
  • AI-powered financial analysis connected to real accounts
  • Automated bank SMS sync that filters promotions and OTPs
  • Receipt OCR that reads bills on the phone
  • On-device AI using Gemini Nano or Apple Intelligence
  • Dynamic budgets with automatic suggestions and alerts
  • Bill-splitting with shareable links
  • Debt and EMI tracking with interest calculations
  • Home and Lock Screen widgets
  • Support for 107 currencies with offline exchange rates
  • AES-256 encrypted local storage with password-protected backups
What makes it different
  • Built by investors specifically for investors
  • AI answers questions using your real numbers, not generic examples
  • Institutional-grade analysis in real time, 24/7
  • Combines account aggregation with AI financial insights
  • Secure with encrypted data and no credential storage
  • No account, server or cloud needed—everything stays on your phone
  • On-device AI that never uploads your data or questions
  • Works fully offline with local exchange rate data
  • Automatic bank SMS parsing without manual entry
  • Bank alerts understood in multiple currencies including rupees, dollars and euros
Community votes00
DR (Domain Rating by Ahrefs)42 no change since last check2 +1 (up) since last check
Trust Flow (Majestic)123
Citation Flow (Majestic)3223
Referring domains (Majestic)11116

4 details filled in for both companies.

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