| What it does | AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
| Authorization and control layer for AI agent payments
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| Stage | Established
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| Founded | Not given
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| Based in | US
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| Pricing model | Contact for pricing
| Paid
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| Pricing | Not given
| Team Starter: $39.99/month for up to 100 transactions per month. Team Pro: $174.99/month for up to 500 transactions per month. Additional transactions: $0.40 per transaction beyond plan limits. Individuals: 1.5% per transaction ($0.50 minimum), no subscription required, first 5 transactions free. Ne
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| Key features | - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
| - Single-use virtual cards for each approved purchase
- Per-transaction, daily, weekly, and aggregate spending limits
- Auto-approve threshold for small purchases
- Merchant allowlist with subdomain matching
- Complete audit trail of all transactions
- OAuth integration with Claude, ChatGPT, Claude Code, Codex and Cursor
- Team budgets and rules with shared envelope
- Per-member and per-agent transaction recording
- Visa and Mastercard support
- MCP-native integration
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| What makes it different | - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
| - Real card and funding details never exposed to agents
- Each card works once, then is dead
- Server-side enforcement of all spending rules
- One breach leaks only one disposable card, not funding source
- Works in minutes with no setup required
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 57 ● no change since last check | 9 ● no change since last check |
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| Trust Flow (Majestic) | 12 | 2 |
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| Citation Flow (Majestic) | 27 | 29 |
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| Referring domains (Majestic) | 311 | 109 |
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Skit.ai
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