The money app for people who hate money apps. No budgets, no spreadsheets.
Retirement and financial scenario planner with real tax math
Stage
Not given
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Founded
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Based in
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US
Pricing model
Free trial
Freemium
Pricing
$10.99/month or $89.99/year (equivalent to $7.50/month, saves $41.89/year). Both plans include a 14-day free trial with no card required.
Free: one plan with the full engine and real tax math. Pro: $9 per month or $69 per year, includes more plans, compare two side by side, year's cash flow, Monte Carlo range, Roth conversions, and rentals.
Key features
Tracks recurring charges automatically
Alerts when prices increase
Flags renewals before they occur
Weekly summary card on Mondays
Categorizes transactions automatically
Works on all devices without download
Read-only bank connection via Plaid
256-bit AES encryption
Real tax math with federal brackets, state tax, and FICA calculated each year
401(k) and IRA rules including contribution limits and employer match
Mortgage amortization with property tax and insurance
Rental property calculations with rent, vacancy, and upkeep
Social Security adjusted for claim age
Required minimum distributions with IRS rules
Roth conversion modeling
Monte Carlo analysis with market volatility
Compare two plans side by side
Spouse planning with separate ages and Social Security claims
What makes it different
No budgeting required or system to maintain
Shows only changes that matter, once per week
Re-checks every recurring charge for price changes
14-day free trial with no card required
Detects charges users have forgotten about
No bank connection required; you enter your numbers manually for complete privacy
Detailed tax math applied year by year based on actual rules and limits
One plan stays completely free forever with the full engine
Compare different life decisions and scenarios on a single chart
Export or delete your data anytime with no lock-in
Spendalyst
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