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Splitbillup vs CostLoop

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Splitbillup compared with CostLoop
DetailSplitbillup logo SplitbillupCostLoop logo CostLoop
What it doesFree bill splitter and expense tracker for groups SaaS subscription tracking and spend management for small businesses
StageNot given Startup
FoundedNot given 2025
Based inNot given NO
Pricing modelFreemium Freemium
PricingFree: unlimited groups, expenses, and people. Pro: $4.99/mo includes AI chat parsing (100 parses/month), CSV export, priority support, no ads. Business: $19.99/mo includes 1,000 AI parses/month, dedicated account manager, API access, reports, SSO, audit trails. Enterprise: custom pricing, contact sa Free plan: up to 5 subscriptions, no credit card required. Pro: $9/month for unlimited subscriptions, health score, savings detection, CSV import/export, and advanced reminders. Business: $39/month adds workspaces, team management, approval system, and REST API access. Yearly billing saves 17% (2 mo
Key features
  • Split expenses equally, by exact amounts, percentages, or shares
  • Multiple payers on a single expense
  • Automatic settlement reduces number of payments
  • Collaborative group editing via shared link
  • AI-assisted expense import from chat (Pro and Business)
  • Unlimited group history and expense tracking
  • Subscription tracking with cost, billing cycle, status, category, and owner
  • Email renewal reminders 7, 14, or 30 days before auto-renewal
  • Health score (0-100) that flags unused seats and duplicate tools
  • Monthly and annual spend dashboard with budget tracking
  • Document storage for invoices, contracts, and receipts
  • Bank statement CSV import to auto-detect recurring charges
  • Chrome extension to scan Gmail and Outlook for billing emails
  • CSV export of all subscription data
  • REST API and webhooks for Power BI and third-party integrations
What makes it different
  • Reduces payments to smallest possible set needed to settle
  • Privacy-first with no selling of personal data
  • Truly free plan with no limits on groups, people, or expenses
  • Groups never expire with permanent access to history
  • Privacy-first design with no bank connection or password sharing required
  • Freemium model with genuinely useful free plan (up to 5 subscriptions)
Community votes00
DR (Domain Rating by Ahrefs)1 no change since last check25 −1 (down) since last check
Trust Flow (Majestic)09
Citation Flow (Majestic)1329
Referring domains (Majestic)199

5 details filled in for both companies.

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