Subwatch vs Money Actually
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Subwatch compared with Money Actually
| Detail | 
Subwatch | 
Money Actually |
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| What it does | Turn subscription chaos into financial harmony
| Budget, net worth, and profit tracking from your real accounts
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| Stage | Not given
| Not given
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| Founded | Not given
| Not given
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| Based in | Not given
| US
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| Pricing model | Not given
| Free trial
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| Pricing | Beginner plan is free for tracking up to 3 subscriptions. Power user plan is $11.99 as a one-time payment for unlimited subscriptions.
| 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
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| Key features | - Track subscriptions with automatic renewal date monitoring
- Renewal reminders customizable in advance
- Calendar view of renewal dates
- Multi-currency support with real-time conversion
- Spending insights by category
- Raycast extension for command palette access
- REST API and MCP integration for custom tools
- Support for trials and one-time payments
| - Connect up to 5 banks with every account at each
- Unlimited manual accounts, cars and properties
- Budgets with pace tracking for the month
- Transaction categories with rules that stick
- Automatically detect recurring charges
- Profit reports per car, rental or client ranked by earnings
- Break-even and monthly cost tracking for each asset
- Business-use percentage for mixed use vehicles
- Export data as CSV for tax preparation
- Two-factor sign-in and device management
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| What makes it different | - One-time payment of $11.99 for unlimited subscriptions with all updates included
- Free tier with no bank login requirement
- Data encrypted and decrypted only on client device
- Synced across web platform, Chrome extension, Raycast, and AI assistants
- On-device Gmail scanning with Gemini Nano for subscription detection
| - Shows real figures from actual accounts, not estimates or projections
- Profit tracking per car, rental or client that stays with your money accounts
- Read-only access prevents any money transfers
- Bank password never touches the servers
- Price locked for life as long as you stay subscribed
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 11 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 8 | 0 |
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| Citation Flow (Majestic) | 10 | 0 |
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| Referring domains (Majestic) | 33 | 0 |
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4 details filled in for both companies.
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