TinyCashflow vs Wallet Fit

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

TinyCashflow compared with Wallet Fit
Detail	TinyCashflow	Wallet Fit
What it does	Spreadsheet-style cashflow manager	Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
Stage	Not given	Startup
Founded	Not given	Not given
Based in	Not given	CA
Pricing model	Freemium	Freemium
Pricing	Free: $0/forever with 1 worksheet, desktop app (offline), and all core features. Premium: $6/month (billed yearly at $72/year or $9/month), includes unlimited worksheets, cross-device sync, mobile app access, web and desktop access, and priority support. 30-day free trial available with no credit ca	Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
Key features	Continuous timeline view of past, present, and future financial life Automatic projection of recurring income and expenses Multi-currency and cryptocurrency support 100% offline desktop app with optional encrypted sync Cross-device sync for Premium users CSV and JSON import and export with no lock-in Mobile app for quick transaction capture Works on Web, Windows, macOS, Linux, iOS, and Android No signup or bank credentials required to start	Automated bank sync via Plaid with read-only access 50+ Canadian credit cards from major issuers Custom point valuations for Aeroplan, AMEX MR, and Scene+ Max AI strategist for conversational credit card advice CSV exports and tax-time breakdowns 12-month spending and cap history tracking
What makes it different	No signup, no bank linking, and works completely offline without any data selling or tracking Automatic recurring transaction projection so every future date shows your actual expected balance Single continuous timeline showing entire financial life instead of pages or months to click through Full data ownership with import/export in CSV and JSON preventing any vendor lock-in	Only optimizer built specifically for Canadian card spending caps and reward structures 100% mathematically neutral recommendations with no affiliate bias Dynamically reallocates spending when card caps are hit SOC2-compliant Plaid integration with zero password storage Free tier provides full cap-aware optimization at no cost
Community votes	0	0
DR (Domain Rating by Ahrefs)	9 +1 (up) since last check	1 +1 (up) since last check
Trust Flow (Majestic)	18	1
Citation Flow (Majestic)	19	20
Referring domains (Majestic)	53	9

5 details filled in for both companies.

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