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tracked. vs BudgetSmart AI

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

tracked. compared with BudgetSmart AI
Detailtracked. logo tracked.BudgetSmart AI logo BudgetSmart AI
What it doesKnow where your money actually goes AI-powered personal finance platform that tracks spending, detects money leaks, and forecasts your financial future.
StageMVP Not given
FoundedNot given Not given
Based inNot given CA
Pricing modelFreemium Free trial
PricingFree forever for tracking expenses and subscriptions. Pro: $2.99/week or $39.99/year (approximately $3/month, saves 80%). 3-day free trial for Pro. Pro: $8.97/month or $67/year ($5.58/month when billed yearly, save 38%). Family: $14.97/month or $97/year ($8.08/month when billed yearly, save 46%), includes up to 5 family members. All prices in USD. 14-day free trial with full access.
Key features
  • Log expenses with photo receipt scanning
  • Subscription tracking with renewal alerts
  • Automatic cheaper alternative suggestions
  • AI money assistant (Penny) for spending questions
  • Monthly spending breakdowns and insights
  • Price drop notifications
  • Subscription savings analysis
  • AI Money Coach (Franklyn) available 24/7
  • Silent Money-Leak Detection to flag unused subscriptions and price hikes
  • AI receipt scanner
  • Bank sync across 16,000+ institutions
  • 256-bit AES bank-level encryption
What makes it different
  • Spot forgotten subscriptions before they drain your budget for months
  • Find exact savings when switching to cheaper subscription alternatives
  • Ask Penny questions about spending in plain language without charts or filters
  • Expense logging with no manual typing via receipt photos
  • AI designed into the core product, not bolted on as a gimmick
  • Privacy-first with no data selling, ever
  • Affordable AI-powered tools starting at $5.58/month
  • Small responsive team shipping updates every week based on user feedback
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)617
Referring domains (Majestic)237

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