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tracked. vs Fundstash

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

tracked. compared with Fundstash
Detailtracked. logo tracked.Fundstash logo Fundstash
What it doesKnow where your money actually goes Private expense tracker with on-device AI that never leaves your phone
StageMVP MVP
FoundedNot given Not given
Based inNot given Not given
Pricing modelFreemium Free
PricingFree forever for tracking expenses and subscriptions. Pro: $2.99/week or $39.99/year (approximately $3/month, saves 80%). 3-day free trial for Pro. Not given
Key features
  • Log expenses with photo receipt scanning
  • Subscription tracking with renewal alerts
  • Automatic cheaper alternative suggestions
  • AI money assistant (Penny) for spending questions
  • Monthly spending breakdowns and insights
  • Price drop notifications
  • Subscription savings analysis
  • Automated bank SMS sync that filters promotions and OTPs
  • Receipt OCR that reads bills on the phone
  • On-device AI using Gemini Nano or Apple Intelligence
  • Dynamic budgets with automatic suggestions and alerts
  • Bill-splitting with shareable links
  • Debt and EMI tracking with interest calculations
  • Home and Lock Screen widgets
  • Support for 107 currencies with offline exchange rates
  • AES-256 encrypted local storage with password-protected backups
What makes it different
  • Spot forgotten subscriptions before they drain your budget for months
  • Find exact savings when switching to cheaper subscription alternatives
  • Ask Penny questions about spending in plain language without charts or filters
  • Expense logging with no manual typing via receipt photos
  • No account, server or cloud needed—everything stays on your phone
  • On-device AI that never uploads your data or questions
  • Works fully offline with local exchange rate data
  • Automatic bank SMS parsing without manual entry
  • Bank alerts understood in multiple currencies including rupees, dollars and euros
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check2 +1 (up) since last check
Trust Flow (Majestic)03
Citation Flow (Majestic)623
Referring domains (Majestic)2316

5 details filled in for both companies.

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