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tracked. vs Wallet Fit

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

tracked. compared with Wallet Fit
Detailtracked. logo tracked.Wallet Fit logo Wallet Fit
What it doesKnow where your money actually goes Canadian credit card rewards optimizer that matches every expense to the right card using cap-aware algorithms
StageMVP Startup
FoundedNot given Not given
Based inNot given CA
Pricing modelFreemium Freemium
PricingFree forever for tracking expenses and subscriptions. Pro: $2.99/week or $39.99/year (approximately $3/month, saves 80%). 3-day free trial for Pro. Free Core: $0/month. Pro Automator: $7.99 CAD/month or $79.99 CAD/year (billed annually, saving 16%)
Key features
  • Log expenses with photo receipt scanning
  • Subscription tracking with renewal alerts
  • Automatic cheaper alternative suggestions
  • AI money assistant (Penny) for spending questions
  • Monthly spending breakdowns and insights
  • Price drop notifications
  • Subscription savings analysis
  • Automated bank sync via Plaid with read-only access
  • 50+ Canadian credit cards from major issuers
  • Custom point valuations for Aeroplan, AMEX MR, and Scene+
  • Max AI strategist for conversational credit card advice
  • CSV exports and tax-time breakdowns
  • 12-month spending and cap history tracking
What makes it different
  • Spot forgotten subscriptions before they drain your budget for months
  • Find exact savings when switching to cheaper subscription alternatives
  • Ask Penny questions about spending in plain language without charts or filters
  • Expense logging with no manual typing via receipt photos
  • Only optimizer built specifically for Canadian card spending caps and reward structures
  • 100% mathematically neutral recommendations with no affiliate bias
  • Dynamically reallocates spending when card caps are hit
  • SOC2-compliant Plaid integration with zero password storage
  • Free tier provides full cap-aware optimization at no cost
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check1 +1 (up) since last check
Trust Flow (Majestic)01
Citation Flow (Majestic)620
Referring domains (Majestic)239

6 details filled in for both companies.

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