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Unspent vs Money Actually

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Unspent compared with Money Actually
DetailUnspent logo UnspentMoney Actually logo Money Actually
What it doesNo spend tracker app for mindful spending Budget, net worth, and profit tracking from your real accounts
StageStartup Not given
Founded2026 Not given
Based inCA US
Pricing modelFreemium Free trial
PricingFree version available. Unspent More: 7-day free trial, then Monthly US$2.99 or Annual US$24.99 7-day free trial, no card needed. Then $6.99 USD per month or $59.99 USD per year, billed once.
Key features
  • Track skipped purchases
  • See spending insights by category, merchant, and weekday
  • Set and track savings goals
  • Build streaks and earn achievements
  • Create quick logs for common skips
  • No bank connection required
  • Search and filter skips
  • Unlimited active goals
  • Ad-free experience with subscription
  • Connect up to 5 banks with every account at each
  • Unlimited manual accounts, cars and properties
  • Budgets with pace tracking for the month
  • Transaction categories with rules that stick
  • Automatically detect recurring charges
  • Profit reports per car, rental or client ranked by earnings
  • Break-even and monthly cost tracking for each asset
  • Business-use percentage for mixed use vehicles
  • Export data as CSV for tax preparation
  • Two-factor sign-in and device management
What makes it different
  • Tracks decisions not to spend rather than expenses already spent
  • Positive reinforcement approach instead of guilt-focused budgeting
  • No bank connection or transaction imports needed
  • Simpler alternative to traditional budgeting apps
  • Shows real figures from actual accounts, not estimates or projections
  • Profit tracking per car, rental or client that stays with your money accounts
  • Read-only access prevents any money transfers
  • Bank password never touches the servers
  • Price locked for life as long as you stay subscribed
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)10
Citation Flow (Majestic)180
Referring domains (Majestic)60

6 details filled in for both companies.

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