Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
Stage
Established
Startup
Founded
Not given
2026
Based in
SG
US
Pricing model
Paid
Freemium
Pricing
US stocks: from USD $0 commission. SG stocks: from 0.020% of transaction amount. HK stocks: from 0.024% of transaction amount. US options: USD $0 commission per contract, USD $0.40 platform fee per contract (no minimum fees). Futures: USD $0 platform fees, commissions from USD $0.99.
Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Key features
Zero commission US stock trading
Free real-time Level 2 US market data with 60 levels
Fractional shares trading from USD $1
11 advanced order types including Grid Trading
Regular savings plan for automated investing
Multiple options trading strategies
24/5 trading for index options (SPX, VIX, XSP)
Daily stock picks and featured strategies
Community learning zone with educational resources
Hosted checkout sessions for stablecoin payments
Direct settlement to merchant-controlled wallet
Independent onchain payment verification
Signed webhook notifications with retry delivery
JavaScript and React SDKs for integration
Separate test and live payment modes
Payment links, invoices, and API-based checkout creation
Dashboard with payment records and settlement wallet settings
API playground for testing checkout flows
What makes it different
Zero commission on US stocks and options with transparent fee structure
Advanced intelligent trading tools like Grid Trading and automated order types
Free lifetime real-time Level 2 market data with 60 levels of depth
Fractional shares trading from just USD $1 for portfolio diversification
Near 24-hour index options trading and regulated by MAS
Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
Independent onchain verification before marking payments as complete
Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation