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uSMART SG vs Payclave

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

uSMART SG compared with Payclave
Detail uSMART SGPayclave logo Payclave
What it doesSmart Trading Easy Investing Non-custodial crypto checkout where customers pay with any token and merchants receive USDC or USDT in their own wallet
StageEstablished Startup
FoundedNot given 2026
Based inSG US
Pricing modelPaid Freemium
PricingUS stocks: from USD $0 commission. SG stocks: from 0.020% of transaction amount. HK stocks: from 0.024% of transaction amount. US options: USD $0 commission per contract, USD $0.40 platform fee per contract (no minimum fees). Futures: USD $0 platform fees, commissions from USD $0.99. Test mode: free. Live payments: 0.7% per completed payment. No monthly or setup fee.
Key features
  • Zero commission US stock trading
  • Free real-time Level 2 US market data with 60 levels
  • Fractional shares trading from USD $1
  • 11 advanced order types including Grid Trading
  • Regular savings plan for automated investing
  • Multiple options trading strategies
  • 24/5 trading for index options (SPX, VIX, XSP)
  • Daily stock picks and featured strategies
  • Community learning zone with educational resources
  • Hosted checkout sessions for stablecoin payments
  • Direct settlement to merchant-controlled wallet
  • Independent onchain payment verification
  • Signed webhook notifications with retry delivery
  • JavaScript and React SDKs for integration
  • Separate test and live payment modes
  • Payment links, invoices, and API-based checkout creation
  • Dashboard with payment records and settlement wallet settings
  • API playground for testing checkout flows
What makes it different
  • Zero commission on US stocks and options with transparent fee structure
  • Advanced intelligent trading tools like Grid Trading and automated order types
  • Free lifetime real-time Level 2 market data with 60 levels of depth
  • Fractional shares trading from just USD $1 for portfolio diversification
  • Near 24-hour index options trading and regulated by MAS
  • Non-custodial: Payclave never holds funds or private keys; settlements go directly to the merchant's own wallet
  • Accept any token: customers pay with whatever supported token they already hold without bridging or swapping
  • Simple flat 0.7% pricing with no monthly fee, setup fee, or payout fee
  • Independent onchain verification before marking payments as complete
  • Developer-friendly with published API, SDKs, and comprehensive guides for integration and reconciliation
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)35 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)180
Citation Flow (Majestic)320
Referring domains (Majestic)1152

7 details filled in for both companies.

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